Charge Explainer
§ 01 · PREFIX · TST*

What does TST* mean on a bank statement?

Toast is a point-of-sale system used by restaurants and bars. The name after TST* is the restaurant where the charge was made, not Toast itself.

HOW TO READ IT

Toast is a pass-through: it handles the payment, but it is not the seller. The real merchant is the name that appears right after the prefix.

Processor: Toast

EXAMPLE DESCRIPTORS
EXPLAINED TST* CHARGES
  • TST* DELANCEY STREET CAFE

    This appears to be a charge from a café or restaurant called Delancey Street Cafe, processed through the Toast point-of-sale system.

  • TST* JOES PIZZA

    This appears to be a charge from a pizza restaurant called Joe's Pizza, processed through the Toast point-of-sale system.

  • TST* LOCAL KITCHEN AND BAR

    This appears to be a charge from a restaurant or bar called Local Kitchen and Bar, processed through Toast, a common point-of-sale system used by food and beverage establishments.

  • TST* SHAKE SHACK

    This appears to be a charge at a Shake Shack restaurant, processed through Toast, a common restaurant point-of-sale system.

  • TST* SWEETGREEN

    This charge appears to be from Sweetgreen, a salad and grain bowl restaurant chain, processed through Toast, their point-of-sale system.

  • TST* THE COFFEE SHOP

    This appears to be a purchase at a coffee shop called "The Coffee Shop" that uses Toast as its point-of-sale system.

Have a TST* charge of your own?

Paste the full line from your statement — the result appears right here.

we see TST* → Toast

We never see your account. Nothing is saved.
OTHER COMMON PREFIXES