Charge Explainer
§ 01 · DESCRIPTOR

What is TST* LOCAL KITCHEN AND BAR on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

Medium

This appears to be a charge from a restaurant or bar called Local Kitchen and Bar, processed through Toast, a common point-of-sale system used by food and beverage establishments.

Most likely: Local Kitchen and Bar
a restaurant or bar
Processed by: Toast
Toast is a point-of-sale and payment processing system widely used by restaurants and bars. When you see TST* on a statement, the charge came from the establishment named after it — not from Toast directly.
Category
Dining & Bars

Doesn't look right? Things you could check:

  • Search for the merchantSearching
  • Check your emailA receipt from Toast may have been sent to your email around the time of the transaction.
  • Review recent dining activityThink back to any recent visits to a restaurant or bar — this name may jog your memory.
  • Look up your bank's transaction detailsSome banks show additional merchant details, such as an address or phone number, when you click into a transaction.
WHAT THE DESCRIPTOR TELLS US

Toast is a point-of-sale system used by restaurants and bars. The name after TST* is the restaurant where the charge was made, not Toast itself. After the TST* prefix the descriptor reads “LOCAL KITCHEN AND BAR” — that leftover text is the most likely seller.

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Paste your own variant of this descriptor — the result appears right here.

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RELATED DESCRIPTORS
  • TST* DELANCEY STREET CAFE

    This appears to be a charge from a café or restaurant called Delancey Street Cafe, processed through the Toast point-of-sale system.

  • TST* JOES PIZZA

    This appears to be a charge from a pizza restaurant called Joe's Pizza, processed through the Toast point-of-sale system.

  • TST* SHAKE SHACK

    This appears to be a charge at a Shake Shack restaurant, processed through Toast, a common restaurant point-of-sale system.

  • TST* SWEETGREEN

    This charge appears to be from Sweetgreen, a salad and grain bowl restaurant chain, processed through Toast, their point-of-sale system.

The TST* prefix has its own page: What does TST* mean on a statement?