Charge Explainer
§ 01 · DESCRIPTOR

What is TST* THE COFFEE SHOP on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

Medium

This appears to be a purchase at a coffee shop called "The Coffee Shop" that uses Toast as its point-of-sale system.

Most likely: The Coffee Shop
a coffee shop or café
Processed by: Toast
Toast is a point-of-sale and payments platform used by many restaurants and cafés. When you see TST* on your statement, Toast processed the payment on behalf of the actual venue — the merchant is the business named after the asterisk, not Toast itself.
Category
Food & Drink

Doesn't look right? Things you could check:

  • Check your email for a receiptToast-powered venues often send a digital receipt to your email at the time of purchase, which would confirm the exact business name and location.
  • Search for nearby matches"The Coffee Shop" is a common name — a quick map search around places you visited on the date of the charge may help identify the specific location.
  • Review your recent outingsThink back to any café or coffee bar visits around the time of this charge; Toast is widely used by independent coffee shops.
WHAT THE DESCRIPTOR TELLS US

Toast is a point-of-sale system used by restaurants and bars. The name after TST* is the restaurant where the charge was made, not Toast itself. After the TST* prefix the descriptor reads “THE COFFEE SHOP” — that leftover text is the most likely seller.

Check a different charge

Paste your own variant of this descriptor — the result appears right here.

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RELATED DESCRIPTORS
  • TST* DELANCEY STREET CAFE

    This appears to be a charge from a café or restaurant called Delancey Street Cafe, processed through the Toast point-of-sale system.

  • TST* JOES PIZZA

    This appears to be a charge from a pizza restaurant called Joe's Pizza, processed through the Toast point-of-sale system.

  • TST* LOCAL KITCHEN AND BAR

    This appears to be a charge from a restaurant or bar called Local Kitchen and Bar, processed through Toast, a common point-of-sale system used by food and beverage establishments.

  • TST* SHAKE SHACK

    This appears to be a charge at a Shake Shack restaurant, processed through Toast, a common restaurant point-of-sale system.

The TST* prefix has its own page: What does TST* mean on a statement?