Charge Explainer
§ 01 · DESCRIPTOR

What is TST* DELANCEY STREET CAFE on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

Medium

This appears to be a charge from a café or restaurant called Delancey Street Cafe, processed through the Toast point-of-sale system.

Most likely: Delancey Street Cafe
a café or restaurant
Processed by: Toast
Toast is a point-of-sale and payments platform widely used by restaurants and cafés. When you see TST* on a statement, the charge came from the restaurant named after it — not from Toast directly.
Category
Dining & Restaurants

Doesn't look right? Things you could check:

  • Check your email for a receiptToast-powered restaurants often send digital receipts to the email address associated with your card or a provided email at checkout.
  • Search for the café by nameThere may be more than one business called Delancey Street Cafe — searching online could help you confirm which location you visited.
  • Review your recent outingsThink back to any recent café or restaurant visits around the date of this charge to see if it matches a meal or coffee purchase.
WHAT THE DESCRIPTOR TELLS US

Toast is a point-of-sale system used by restaurants and bars. The name after TST* is the restaurant where the charge was made, not Toast itself. After the TST* prefix the descriptor reads “DELANCEY STREET CAFE” — that leftover text is the most likely seller.

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RELATED DESCRIPTORS
  • TST* JOES PIZZA

    This appears to be a charge from a pizza restaurant called Joe's Pizza, processed through the Toast point-of-sale system.

  • TST* LOCAL KITCHEN AND BAR

    This appears to be a charge from a restaurant or bar called Local Kitchen and Bar, processed through Toast, a common point-of-sale system used by food and beverage establishments.

  • TST* SHAKE SHACK

    This appears to be a charge at a Shake Shack restaurant, processed through Toast, a common restaurant point-of-sale system.

  • TST* SWEETGREEN

    This charge appears to be from Sweetgreen, a salad and grain bowl restaurant chain, processed through Toast, their point-of-sale system.

The TST* prefix has its own page: What does TST* mean on a statement?