Charge Explainer
§ 01 · PREFIX · SPOTIFY

What does SPOTIFY mean on a bank statement?

A charge from Spotify, the music streaming service. This is typically a recurring subscription billed directly by Spotify.

HOW TO READ IT

When this prefix appears, Spotify itself is the merchant — the charge is for one of its own products or subscriptions.

Processor: Spotify

EXAMPLE DESCRIPTORS
EXPLAINED SPOTIFY CHARGES
  • SPOTIFY

    This charge is from Spotify, the music and podcast streaming service, and is most likely a recurring subscription payment.

  • SPOTIFY P0ABC12345

    This appears to be a recurring subscription charge from Spotify, the music and podcast streaming service.

  • SPOTIFY USA

    This charge is from Spotify, the music and podcast streaming service, most likely for a recurring subscription.

Have a SPOTIFY charge of your own?

Paste the full line from your statement — the result appears right here.

we see SPOTIFY → Spotify

We never see your account. Nothing is saved.
OTHER COMMON PREFIXES
SQ*TST*SP*PP*DD*OF*APL*PAYPALSTRIPEGOOGLEAMZNAMAZON