What is SPOTIFY on your bank statement?
Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.
This charge is from Spotify, the music and podcast streaming service, and is most likely a recurring subscription payment.
- Most likely: Spotify
- a music and podcast streaming service
- Processed by: Spotify
- Spotify bills subscribers directly — there is no third-party payment processor involved. The charge appears on your statement under Spotify's own name.
- Category
- Entertainment / Streaming
Doesn't look right? Things you could check:
- Check your Spotify account — Logging into spotify.com and viewing your subscription page will show your current plan, billing date, and amount.
- Look for a receipt email — Spotify typically sends a payment receipt to the email address associated with your account each billing cycle.
- Check for family or duo plans — If someone else manages a Spotify Family or Duo plan that includes you, the charge may appear on their statement instead of yours — or vice versa.
- Review active subscriptions — Your device's app store (Apple App Store or Google Play) may show an active Spotify subscription if it was set up through that platform rather than directly with Spotify.
A charge from Spotify, the music streaming service. This is typically a recurring subscription billed directly by Spotify.
Check a different charge
Paste your own variant of this descriptor — the result appears right here.
- SPOTIFY P0ABC12345
This appears to be a recurring subscription charge from Spotify, the music and podcast streaming service.
- SPOTIFY USA
This charge is from Spotify, the music and podcast streaming service, most likely for a recurring subscription.
- ACH WEB PYMT BILLPAY
This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.
- ADBL*AUDIOBOOK PURCHASE
This appears to be a charge from Audible for a one-time audiobook purchase.