Charge Explainer
§ 01 · DESCRIPTOR

What is SPOTIFY USA on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

High confidence

This charge is from Spotify, the music and podcast streaming service, most likely for a recurring subscription.

Most likely: Spotify
a music and podcast streaming service
Category
Entertainment / Streaming

Doesn't look right? Things you could check:

  • Check your Spotify accountLogging into spotify.com and viewing your subscription page will show your current plan and billing history.
  • Look for a receipt emailSpotify typically sends a payment receipt to the email address associated with your account.
  • Check for shared plansIf someone in your household uses Spotify, the charge may be for a Family or Duo plan billed to your card.
  • Review subscription tierSpotify offers Individual, Duo, Family, and Student plans at different price points, which could help identify the charge amount.
WHAT THE DESCRIPTOR TELLS US

A charge from Spotify, the music streaming service. This is typically a recurring subscription billed directly by Spotify.

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RELATED DESCRIPTORS
  • SPOTIFY

    This charge is from Spotify, the music and podcast streaming service, and is most likely a recurring subscription payment.

  • SPOTIFY P0ABC12345

    This appears to be a recurring subscription charge from Spotify, the music and podcast streaming service.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

  • ADBL*AUDIOBOOK PURCHASE

    This appears to be a charge from Audible for a one-time audiobook purchase.

The SPOTIFY prefix has its own page: What does SPOTIFY mean on a statement?