Charge Explainer
§ 01 · PREFIX · OPENAI

What does OPENAI mean on a bank statement?

An OpenAI charge, typically for a ChatGPT subscription or API usage billed directly by OpenAI.

HOW TO READ IT

When this prefix appears, OpenAI itself is the merchant — the charge is for one of its own products or subscriptions.

Processor: OpenAI

EXAMPLE DESCRIPTORS
EXPLAINED OPENAI CHARGES
  • OPENAI

    This charge appears to be a direct billing from OpenAI, most likely for a ChatGPT Plus subscription or API usage.

  • OPENAI *CHATGPT SUBSCRIPTION

    This is a recurring subscription charge from OpenAI for ChatGPT Plus (or another ChatGPT subscription plan).

Have a OPENAI charge of your own?

Paste the full line from your statement — the result appears right here.

we see OPENAI → OpenAI

We never see your account. Nothing is saved.
OTHER COMMON PREFIXES
SQ*TST*SP*PP*DD*OF*APL*PAYPALSTRIPEGOOGLEAMZNAMAZON