§ 01 · PREFIX · MSFT
What does MSFT mean on a bank statement?
A Microsoft charge — it may be Microsoft 365, Xbox, OneDrive storage, or another Microsoft service. The name after MSFT indicates which service the charge is for.
HOW TO READ IT
When this prefix appears, Microsoft itself is the merchant — the charge is for one of its own products or subscriptions.
Processor: Microsoft
EXAMPLE DESCRIPTORS
EXPLAINED MSFT CHARGES
- MSFT *MICROSOFT 365
This appears to be a subscription charge from Microsoft for Microsoft 365, their suite of productivity apps and cloud services.
- MSFT *XBOX
This appears to be a charge from Microsoft for an Xbox-related purchase or subscription, such as Xbox Game Pass or an in-game purchase.
Have a MSFT charge of your own?
Paste the full line from your statement — the result appears right here.
OTHER COMMON PREFIXES