Charge Explainer
§ 01 · DESCRIPTOR

What is SHOPIFY.COM on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

Heads up

If you do not run an online store or have no Shopify account, this pattern has been associated with unauthorized sign-ups or free-trial traps where a store was opened in your name. It is worth verifying whether you or anyone with access to your payment details has a Shopify account.

Medium

This charge appears to be a direct billing from Shopify, most likely for a subscription plan or platform fee charged to someone who owns or manages a Shopify-powered online store.

Most likely: Shopify
e-commerce platform / subscription service
Category
Software & Subscriptions

Doesn't look right? Things you could check:

  • Check for a Shopify account — Visiting shopify.com and attempting to log in with your email addresses may reveal whether an account exists in your name.
  • Look for a receipt email — Shopify sends billing confirmation emails — searching your inbox for 'Shopify' or 'shopify.com' around the charge date may surface a matching invoice.
  • Review who has access to your card — If you share payment details with family members or business partners, one of them may have signed up for a Shopify plan using this card.
  • Check the charge amount against Shopify's public pricing — Shopify's plan prices are listed publicly on shopify.com — comparing the charge amount to those tiers may help confirm what plan, if any, is being billed.
WHAT THE DESCRIPTOR TELLS US

A SHOPIFY charge is usually Shopify billing a store owner for a Shopify plan or platform fees. If you do not run an online store, look closely — a purchase from a Shopify-powered shop usually appears under the store's own name or SP* instead.

Check a different charge

Paste your own variant of this descriptor — the result appears right here.

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RELATED DESCRIPTORS
  • SHOPIFY* 123456

    This appears to be a charge from Shopify, most likely a platform fee or subscription billed directly to a store owner's account.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

  • ADBL*AUDIOBOOK PURCHASE

    This appears to be a charge from Audible for a one-time audiobook purchase.

  • ADBL*MEMBERSHIP

    This appears to be a recurring membership charge from Audible, Amazon's audiobook subscription service.

The SHOPIFY prefix has its own page: What does SHOPIFY mean on a statement?