Charge Explainer
§ 01 · DESCRIPTOR

What is OF *ONLYFANS.COM on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

High confidence

This charge appears to be from OnlyFans, a subscription-based content platform where creators share exclusive content with paying subscribers.

Most likely: OnlyFans
online content subscription platform
Processed by: OnlyFans
OnlyFans handles its own billing under the 'OF*' prefix. The descriptor is intentionally kept generic — it does not reveal which specific creator or subscription the charge is for, as a privacy measure for cardholders.
Category
Digital Content & Subscriptions

Doesn't look right? Things you could check:

  • Check your OnlyFans account — Logging into onlyfans.com would show any active subscriptions, tips, or pay-per-view purchases tied to your account.
  • Look for a receipt email — OnlyFans typically sends email receipts for charges, which would include the date, amount, and what the payment was for.
  • Review subscription renewals — OnlyFans subscriptions renew automatically, so a recurring charge may be a monthly renewal for a creator subscription you set up previously.
WHAT THE DESCRIPTOR TELLS US

OF* charges come from OnlyFans, a subscription-based content platform. For privacy, the billing descriptor is deliberately generic and does not name the individual creator the charge is for. After the OF* prefix the descriptor reads “ONLYFANS.COM” — that leftover text is the most likely seller.

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RELATED DESCRIPTORS
  • OF *ONLYFANS

    This charge appears to be a subscription or tip payment made on OnlyFans, a creator content platform.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

  • ADBL*AUDIOBOOK PURCHASE

    This appears to be a charge from Audible for a one-time audiobook purchase.

  • ADBL*MEMBERSHIP

    This appears to be a recurring membership charge from Audible, Amazon's audiobook subscription service.

The OF* prefix has its own page: What does OF* mean on a statement?