Charge Explainer
§ 01 · DESCRIPTOR

What is OF *ONLYFANS on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

High confidence

This charge appears to be a subscription or tip payment made on OnlyFans, a creator content platform.

Most likely: OnlyFans
a subscription-based creator content platform
Processed by: OnlyFans (Fenix International Limited)
OnlyFans processes its own billing under the 'OF*' prefix. By design, the descriptor is kept generic and does not reveal which individual creator or subscription the payment was for.
Category
Digital Content / Subscription

Doesn't look right? Things you could check:

  • Check your OnlyFans accountLogging into onlyfans.com would show a full payment history, including which creator or subscription this charge corresponds to.
  • Look for a receipt emailOnlyFans typically sends a payment confirmation email to the address associated with your account.
  • Review active subscriptionsThe OnlyFans account settings page lists all active subscriptions and their renewal dates, which could help identify recurring charges.
  • Check for shared account accessIf you don't recognize this charge, it may be worth checking whether anyone else has access to a device or account that could have made the payment.
WHAT THE DESCRIPTOR TELLS US

OF* charges come from OnlyFans, a subscription-based content platform. For privacy, the billing descriptor is deliberately generic and does not name the individual creator the charge is for. After the OF* prefix the descriptor reads “ONLYFANS” — that leftover text is the most likely seller.

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RELATED DESCRIPTORS
  • OF *ONLYFANS.COM

    This charge appears to be from OnlyFans, a subscription-based content platform where creators share exclusive content with paying subscribers.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

  • ADBL*AUDIOBOOK PURCHASE

    This appears to be a charge from Audible for a one-time audiobook purchase.

  • ADBL*MEMBERSHIP

    This appears to be a recurring membership charge from Audible, Amazon's audiobook subscription service.

The OF* prefix has its own page: What does OF* mean on a statement?