Charge Explainer
§ 01 · DESCRIPTOR

What is SUBSTACK*PUBLICATION on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

Low

This appears to be a recurring subscription charge for a paid newsletter or publication hosted on Substack.

Merchant
We couldn't pin down the exact merchant from this descriptor.
Processed by: Substack
Substack is a platform that lets writers publish paid newsletters. When you subscribe to a paid Substack publication, the charge appears under the Substack name — Substack processes the payment on behalf of the individual writer or publication.
Category
Subscriptions & Media

Doesn't look right? Things you could check:

  • Check your Substack accountLogging in at substack.com and visiting your subscriptions page would show all active paid subscriptions and which publication this charge belongs to.
  • Search your emailSubstack typically sends a receipt or confirmation email when a subscription renews, which would name the specific publication.
  • Look for a free-trial conversionSome Substack publications offer free trials that convert to paid subscriptions — checking when you first followed or signed up for any newsletters could clarify the timing.
WHAT THE DESCRIPTOR TELLS US

A Substack charge is a paid subscription to a newsletter or writer published on Substack. The name shown is usually the publication. After the SUBSTACK prefix the descriptor reads “PUBLICATION” — that leftover text is the most likely seller.

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Paste your own variant of this descriptor — the result appears right here.

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RELATED DESCRIPTORS
  • SUBSTACK.COM

    This charge is a paid subscription to a newsletter or publication hosted on Substack.

  • ACH WEB PYMT BILLPAY

    This appears to be an electronic bill payment made through your bank's online bill pay service via the ACH network.

  • ADBL*AUDIOBOOK PURCHASE

    This appears to be a charge from Audible for a one-time audiobook purchase.

  • ADBL*MEMBERSHIP

    This appears to be a recurring membership charge from Audible, Amazon's audiobook subscription service.

The SUBSTACK prefix has its own page: What does SUBSTACK mean on a statement?