Charge Explainer
§ 01 · DESCRIPTOR

What is SQ *RITUAL COFFEE ROASTERS on your bank statement?

Here's what this charge most likely is, grounded in our prefix dictionary and what the descriptor itself contains.

High confidence

This appears to be a purchase at Ritual Coffee Roasters, a well-known specialty coffee roaster and café chain, processed through Square.

Most likely: Ritual Coffee Roasters
a specialty coffee roaster and café
Processed by: Square
Square is a widely used payment processor for independent and small businesses. The 'SQ *' prefix means Square handled the transaction on behalf of the merchant named after it — in this case, Ritual Coffee Roasters.
Category
Coffee & Cafés

Doesn't look right? Things you could check:

  • Check your email for a receiptSquare often sends digital receipts to email addresses associated with previous purchases at Square-powered merchants.
  • Look up Ritual Coffee Roasters locationsRitual Coffee Roasters operates several café locations, primarily in the San Francisco Bay Area, which may help you recall where the purchase took place.
  • Review the purchase amountComparing the charge amount to typical coffee or retail coffee bean prices can help confirm what was purchased.
WHAT THE DESCRIPTOR TELLS US

Square processes card payments for small and independent businesses. The name after SQ* is the actual seller — often a cafe, salon, food truck, or market vendor — not Square itself. After the SQ* prefix the descriptor reads “RITUAL COFFEE ROASTERS” — that leftover text is the most likely seller.

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RELATED DESCRIPTORS
The SQ* prefix has its own page: What does SQ* mean on a statement?